Small business needs
Support for inventory purchases and everyday business needs.
JAMAICA · LOANS FOR EVERYDAY LIFE
Financial support.
A confident
next step.
For your business. For your family. For the things that matter today—and the plans you have for tomorrow.
Loan requests fromJMD $10,000–$70,000
All applications are subject to assessment and approval.
OUR PURPOSE. YOUR PROGRESS.
A little support.
A world of possibility.
Loans up to JMD $70,000Straightforward stepsPeople-first service
SERVICE WITH PURPOSE
Professional service.
Personal consideration.
Financial support should feel approachable. We serve employed professionals, small business owners, and individuals seeking support for everyday financial needs.
Our mission is to provide accessible and reliable financial support to people underserved by traditional financial institutions. Our vision is to provide prompt, reliable loans that help clients meet their financial needs with confidence.
Take your next step ↗WHAT YOU CAN APPLY FOR
Practical support.
Real-life possibilities.
Consider what you need, and borrow only what you can comfortably repay.
Household & emergency expenses
Plan for rent, utilities, medical expenses, or an unexpected financial need.
Debt consolidation
Bring existing obligations into your loan request for consideration.
SIMPLE FROM THE START
A clear application process.
Tell us about you
Complete your personal, employment, loan, banking, and reference information.
Upload your documents
Attach your supporting documents and proof of processing fee payment.
We review & verify
Your application is assessed. We may contact you for additional information.
Review your offer
If approved, review your terms and complete the agreements. Funds are sent by bank transfer.
BEFORE YOU BEGIN
A little preparation
goes a long way.
Keep your documents close for a smoother application. You can upload PDF, JPG, and PNG files directly with your form.
I’m ready to apply ↗Identity & address
Valid passport, National ID, or driver’s licence; a recent photograph; and proof of address dated within the last three months.
Income & banking
Recent bank statements, your last three paystubs or proof of self-employed income, employment information, and bank account details.
Additional information
TRN and NIS information, reference and guarantor details where applicable, and proof of processing fee payment.
CLEAR FEES. INFORMED DECISIONS.
Know what
to expect.
Review begins after your completed application, supporting documents, and proof of payment are received.
Processing fees are non-refundable. Processing times are estimates and do not guarantee approval or disbursement.
Express processing
Estimated 3–5 business days
Referred applicants
Estimated 5–7 business days
Interest, repayment dates, and other loan terms are provided for review before you accept a loan. The processing fee is separate from loan repayments.
PLAN YOUR LOAN REQUEST
Choose an amount.
Plan with confidence.
This helps you select a requested amount. It does not calculate interest or repayments.
JMD $10,000JMD $70,000
Apply for this amount ↗GOOD QUESTIONS. CLEAR ANSWERS.
A little more
information.
How much can I apply for?
You can request JMD $10,000–$70,000. The amount offered, if any, depends on the assessment of your application and repayment capacity.
Is approval guaranteed?
No. Every application is assessed and verified. Paying a processing fee does not guarantee a loan.
What are the processing fees?
Express processing is JMD $5,000 with an estimated 3–5 business days. Referred applicants pay JMD $3,500 with an estimated 5–7 business days. Fees are non-refundable.
Can I attach my documents online?
Yes. Upload clear PDF, JPG, or PNG copies with your application. Each file can be up to 5 MB, with a maximum of 15 files and 30 MB in total.
How will I know what happens next?
After submission, you’ll receive an application reference on screen. Keep it for your records. The team will use the contact details you provide if more information or a decision needs to be communicated.
What interest rate will I pay?
Your specific rate, total repayment, due dates, and applicable charges will be provided with any loan offer. Review and accept those terms before proceeding.
YOUR NEXT STEP STARTS HERE
Let’s move forward.
Prepare your documents. Tell us what you need.
We’ll take the time to review your application.